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San Diego Foreclosure Attorney – Stop Foreclosure Fast – Foreclosure Help
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Chapter 7 Bankruptcy

San Diego Foreclosure Attorney – Stop Foreclosure Fast – Foreclosure Help

As a San Diego foreclosure attorney I understand that filing for Chapter 7 or Chapter 13 is never an easy decision. I also understand that there are many misconceptions about bankruptcy. The internet is full of information about Chapter 7 and Chapter 13 that is simply not true. The sad thing this is this “legal” information is invariably disseminated by non-lawyers who have not right giving legal advice in the first place. Our job, as San Diego Chapter 7 lawyers, is to make the idea of Chapter 7 or Chapter 13 as easy as possible. We understand that the only reason you are considering bankruptcy is because of the financial burdens you have. Filing bankruptcy should not be another burden.


Our experienced team of San Diego bankruptcy lawyers can handle all your Chapter 7 or Chapter 13 needs. Don’t wait another day to get your fresh start.

Call our office TODAY at 619.615.0767 or email us for a free consultation.

Even several years after the changes to the bankruptcy code, many consumers still believe that they will not qualify for Chapter 7 bankruptcy or Chapter 13 bankruptcy. In fact, as a San Diego Chapter 7 Lawyer, we have found there has been little to no change in the percentage of people who qualify for debt relief protection. If you are concerned about a San Diego foreclosure, credit card bills or other mounting debt, we will do everything in our power to provide you with the best legal service possible. Let us show you how a San Diego Chapter 7 or Chapter 13 can get you the fresh start you deserve.

A San Diego Chapter 7 will stop:

Foreclosure Proceedings On Your Home

Mounting Credit Card Debt

Harassing Creditor Phone Calls

IRS Tax Liens

Medical Bills

Judgment Collection

And More…

When facing a foreclosure in San Diego, most consumers will generally think that a Chapter 13 bankruptcy will be their best option. In fact, a Chapter 7 bankruptcy can be just as effective in stopping foreclosures. The benefit of a Chapter 7 is that not only does it stop the foreclosure but you can discharge, or wipe out, all your other unsecured debt. A Chapter 7 bankruptcy can accomplish this in months rather than the three to five years a Chapter 13 takes. If you do not have the money to continue making mortgage payments, a Chapter 7 bankruptcy is an excellent option.

A Chapter 7 bankruptcy can delay a foreclosure for up to 3 months. During that time you might find your circumstance have changed. You get a better job or you were able to get a small loan from family members in order to cure the default. Also, it is possible that you were able to negotiate with your lender for better terms on your loan. Further, there is generally no bar to successive Chapter 7 bankruptcy filings so it is possible to delay the foreclosure even longer.

Also, during the time you are in the Chapter 7 you will be able to stay in your home without paying the mortgage. This will allow you time to save money that can go to either finding a new place to live or curing the arrearage.

At the Law Office of Harold D. Thompson we are real estate lawyers dedicated to handling all your San Diego real estate needs. Whether it is a foreclosure, short sale, bankruptcy, loan workout, loan modification or other real estate need, we will put our 35 years of experience behind your case. If you have a real estate issue that needs top-notched legal service call our San Diego real estate lawyers at 619.615.0767 or email us for a free consultation. Don’t let another day go by without competent, affordable legal representation. CALL TODAY!

If you need more information please visit our other websites at San Diego Bankruptcy Lawyers or San Diego Bankruptcy Lawyer Blog or Orange County Bankruptcy Lawyers or Riverside Bankruptcy Lawyers.

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